Privacy Policy

Last updated: 22 September 2026

Identity and Role of the Data Controller

Pagefyvo operates this website and acts as the data controller for personal data collected through it. We are responsible for determining the purposes and means of processing your personal data in accordance with Singapore's Personal Data Protection Act.

Scope of This Notice

This notice applies to all visitors to our website, including individuals who use our insurance programming services, submit forms, or interact with our blog content. It covers data collected from users located in Singapore and elsewhere when they access our commercial site.

Categories of Personal Data Collected

We collect personal data such as contact details from forms, usage information from site interactions, and technical data like IP addresses. Sources include direct input from you via the contact form, cookies, and third-party analytics tools integrated for service improvement.

Purposes of Processing and Legal Bases

Data is processed to provide insurance programming services, respond to enquiries through the contact form, manage blog subscriptions, and ensure site security. Each purpose relies on legitimate interests or consent under Singapore law, with explanations of how processing supports our commercial operations without unnecessary collection.

Requirement to Provide Data

Supplying certain personal data is necessary to use features like the contact form or access personalised insurance tools. Failure to provide it may result in inability to receive responses or full site functionality, though basic browsing remains possible.

Cookies and Similar Technologies

We use cookies for essential functions, analytics, and user preferences. Details are available in our separate Cookie Policy, which explains how to manage preferences via browser settings or the site-wide cookie banner.

Processors, Recipients and Disclosures

Personal data may be shared with service providers such as hosting companies, email delivery services, and analytics platforms that act as processors under contract. Disclosures occur only when required by law or to protect our operations.

International Transfers

Some data may be transferred outside Singapore to processors in other countries. We apply appropriate safeguards including contractual clauses to maintain protection levels consistent with Singapore requirements.

Retention Periods

Data is retained only as long as needed for the stated purposes, such as fulfilling service requests or complying with legal obligations. Criteria include business needs, statutory requirements, and secure deletion once no longer required.

Security and Data Minimisation

We implement reasonable technical and organisational measures to protect data against unauthorised access. Collection is limited to what is necessary, avoiding excessive gathering while supporting our insurance programming activities.

Data Subject Rights

You have rights to access, correct, or request deletion of your personal data. To exercise these, contact us using the details on our Contacts page or via the form provided there.

Withdrawing Consent and Objecting to Marketing

Where processing relies on consent, you may withdraw it at any time. You can also object to direct marketing or profiling by using unsubscribe options or contacting us directly.

Right to Complain

If you have concerns, you may lodge a complaint with the Personal Data Protection Commission of Singapore, the competent supervisory authority.

Children and Age Restrictions

Our services are intended for adults. We do not knowingly collect personal data from individuals under 18 without verified parental consent, and users should ensure compliance when accessing insurance-related content.

Automated Decision-Making and Profiling

We may use automated tools for basic analytics but do not engage in solely automated decisions that produce legal effects. Any profiling is limited and subject to human oversight where relevant.

Policy Changes

We may update this policy periodically. The effective date is noted above, and continued use of the site after changes indicates acceptance of the revised terms.