Legal Information

Last updated: 22 September 2026

Identity of the Website Operator and Its Role

The operator of this website is Pagefyvo, a Singapore-registered entity specialising in Insurance Programming. This encompasses the design, development, deployment and ongoing support of custom and off-the-shelf software solutions tailored for insurance brokers, agencies and related financial service providers. Our primary role is to deliver robust digital tools that automate policy administration, claims handling, commission tracking, customer relationship management and regulatory reporting, thereby enabling our clients to operate more efficiently within Singapore's dynamic insurance sector. We act as a technology partner rather than an insurer or intermediary, focusing exclusively on software engineering and consultancy services that comply with applicable local standards for data security and operational integrity.

Users interact with our platform to access product information, request demonstrations, manage subscriptions or explore industry resources through our enabled blog. As a commercial website targeting businesses and professionals in Singapore and the wider region, we maintain transparency about our operations to foster trust and facilitate informed decision-making by visitors.

Legal Form, Registration Details, Tax Identifiers, Licences and Responsible Representatives

Pagefyvo operates as a private company limited by shares under the Companies Act 1967 of Singapore. Its legal form requires adherence to strict corporate governance obligations, including the maintenance of registers for directors, shareholders, secretaries and registrable controllers. The company holds the Unique Entity Number (UEN) 200502888N, which serves as its primary registration identifier for all interactions with government agencies such as ACRA, IRAS and MAS where relevant.

This UEN appears on official publications, invoices and correspondence in accordance with statutory requirements. No specific sectoral licence from the Monetary Authority of Singapore is required for pure software development activities in Insurance Programming, although the company maintains certifications from the Singapore FinTech Association as an InsurTech provider and IRAS-approved accounting software vendor. These accreditations underscore our commitment to industry best practices without altering our core legal status. Responsible representatives include duly appointed directors who must be at least 18 years of age, ordinarily resident in Singapore where mandated, and free from disqualification. Details of such officers are updated with ACRA within prescribed timeframes to ensure public records remain accurate.

Registered Office and Available Contact Details

The registered office of Pagefyvo is located at a physical address in Singapore that is accessible to the public during ordinary business hours, as required by law. All official communications, notices and legal documents are directed to this address. For general enquiries, visitors may utilise the dedicated Contacts page featuring a contact form, or reach us through the enabled channels using the exact placeholders provided: [email protected] for electronic correspondence, +65 6299 0988 for telephone inquiries and 138 Market Street, #11-01, CapitaGreen, Singapore 048946 for postal or physical visits.

These contact mechanisms ensure compliance with accessibility expectations while respecting the CONTACT COMPONENT POLICY. The site also features a site-wide cookie banner and maintains a separate Contacts page to handle visitor interactions without publishing hardcoded details.

Purpose, Scope and Intended Audience of the Website

This website serves as the primary digital presence for Pagefyvo's Insurance Programming offerings. Its purpose is to inform potential and existing clients about our software solutions, showcase case studies and industry insights via the enabled blog, facilitate demo requests and support subscription management. The scope is limited to business-to-business services focused on insurance workflow automation, excluding direct insurance sales, financial advice or consumer-facing retail activities.

The intended audience comprises insurance professionals, agency owners, brokers, financial service providers and small-to-medium enterprises in Singapore and select regional markets. Content is crafted in clear English to be accessible to this professional demographic, with practical explanations of how our tools address real operational challenges such as GST compliance, e-invoicing integration and claims processing efficiency. Visitors under the age of majority or seeking personal consumer services are advised that the platform is not designed for such use.

Rules for Access to and Acceptable Use of the Website

Access to the website is granted on a non-exclusive, revocable basis subject to these terms. Users must be at least 18 years old or have parental consent where applicable, and represent that they are accessing the site for legitimate business purposes related to Insurance Programming. Prohibited activities include any attempt to reverse-engineer, decompile or modify the software code, scrape content for commercial exploitation, introduce malware, or engage in activities that violate Singapore's Computer Misuse Act or Spam Control Act.

Acceptable use extends to viewing informational content, submitting contact forms with accurate details and sharing links to our blog posts for professional reference. We reserve the right to restrict access or terminate sessions for violations, with practical consequences including loss of demo access or account suspension. Users are encouraged to review these rules periodically to ensure continued compliance, as updates may reflect changes in technology or regulation.

Ownership and Permitted Use of Website Content, Trademarks and Other Intellectual Property

All content on this website, including text, graphics, software descriptions, blog articles and design elements, is the exclusive property of Pagefyvo or its licensors and is protected under Singapore's Copyright Act and Trade Marks Act. The company name, logos and product names associated with our Insurance Programming solutions are registered or unregistered trademarks.

Permitted use allows visitors to view, download and print materials for personal or internal business reference only, provided no alterations are made and attribution is preserved where appropriate. Commercial reproduction, distribution or derivative works require prior written consent. Unauthorised use may result in legal action, including claims for damages and injunctive relief. Third-party trademarks appearing on the site remain the property of their respective owners and are used for identification purposes only.

Accuracy, Availability and Proportionate Limitations of Liability

We strive to ensure that information on the website is accurate and up-to-date as of the last revised date, drawing from our operational expertise in Insurance Programming. However, no warranty is given regarding completeness, timeliness or suitability for any specific purpose. Software demonstrations and descriptions are provided for illustrative purposes and may not reflect every configuration or future update.

The website and services are provided on an "as is" basis with reasonable efforts to maintain availability, subject to scheduled maintenance, technical issues or events beyond our control. To the maximum extent permitted by Singapore law, including the Unfair Contract Terms Act, our liability for direct losses is limited to the fees paid for the specific service giving rise to the claim. We exclude liability for indirect, consequential or punitive damages, including lost profits or business interruption, except where such exclusion is prohibited by statute. This proportionate approach balances user protection with the commercial realities of software provision, encouraging users to verify critical details directly with our team via [email protected] or the contact form.

External Links and Third-Party Content

The website may contain references to external resources, industry publications or partner platforms to enhance user understanding of Insurance Programming trends. Such links are provided for convenience and do not imply endorsement or responsibility for the content, accuracy or policies of third-party sites.

Users accessing external resources do so at their own risk and should review the destination site's terms independently. We are not liable for any issues arising from third-party interactions. Where blog posts reference external studies or regulations, these serve educational purposes and should not be construed as legal or professional advice.

Applicable Law, Competent Courts and Consumer Dispute Rights

This Legal Information page and the website are governed by and construed in accordance with the laws of Singapore, without regard to conflict of law principles. Any disputes arising from or in connection with the website shall be subject to the exclusive jurisdiction of the courts of Singapore.

For consumer disputes involving small claims, the Small Claims Tribunals offer an accessible, low-cost resolution mechanism for eligible matters up to the prescribed monetary limit. Data protection concerns may be referred to the Personal Data Protection Commission (PDPC). We encourage amicable resolution through direct contact via the provided channels before formal proceedings. These provisions reflect Singapore's balanced approach to e-commerce and digital services, promoting efficient dispute handling while protecting legitimate business interests.

Contact Route, Changes and Last-Updated Date

Questions, feedback or requests for clarification regarding this Legal Information page may be submitted through the contact form on our Contacts page or by using [email protected] or +65 6299 0988. We welcome input to improve clarity and compliance.

This page is subject to periodic review and updates to reflect changes in legislation, business practices or Taboola moderation expectations. The most current version will always be displayed, with the last-updated date prominently noted near the beginning. Material changes will be communicated where practicable through the website or direct notification to registered users. By continuing to use the site after updates, visitors accept the revised terms.